Kirsty Turner Dip PFS, Pension Transfer Specialist, qualified in Compliance at Prudential in 1998 as a validator for pension transfers, moving to Towry Law, thence to Origen (formerly Wentworth Rose FS) Specialising in annuities, until moving to LEBC as their Director of Policy and Risk, responsible for compliance, training, recruitment, complaints, pension transfers and file checking, leading team with £10m budget